If I may be so bold...after 28 years as a fleet manager, let me give you a better reason to finance the car on a lease. When you buy a car you are capitalizing the entire value AND GAMBLING ON FUTURE VALUE. Have you ever seen someone get less for a trade in than they thought it was worth? Why? Because they GAMBLED on the value of a commodity that is more fluid than a venture stock! When leasing thru a manufacturer like GM, all facets are known and are stated; the acquisition value of the car, the term of the lease, the interest rate AND FUTURE VALUE!! So lease it, drive it, enjoy it and at the end of the lease, Then and only then decide if the car is worth the buyout, has merit in your circumstance and has been accident and service issue free. Why Gamble?